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Built by a board-certified neurologist

Get fit. Get rewarded.

PayBack Fitness™ is a group-based accountability app where you set a weekly workout goal, put PF Points on the line, and earn them back through consistency — with bonus points when others miss.

PF 1 PF Point = $1 in gift cards
200+ brands & 50 charities
$5/month to start
Redeem instantly · no fees ever
Groups of 2–50 · any workout counts
Get Started → How It Works
5,733
Total Workouts Logged
16,181
PF Points Rewarded
200+
Gift Card Brands
The System

A loop that rewards consistency.

PayBack Fitness system: Join a Group, Hit Your Goal, Earn PF Points, Redeem for Gift Cards
Inside the App

Everything you need in one place.

Log workouts, track your group’s progress, watch your PF Points grow, and redeem for gift cards — all from your phone.

App dashboard screenshot
Dashboard

View your groups and log your workouts.

PF Points wallet screenshot
PF Points Wallet

See how much you've earned and redeem for gift cards.

Group progress screenshot
Group Progress

Track how other members in your group are doing.

The Difference

This isn’t another fitness tracker.

Most other apps track your workouts and assume motivation does the rest. PayBack Fitness uses the same behavioral principles your brain already responds to — real stakes, real rewards, and real accountability.

Loss aversion. Missing costs you PF Points that reward those who show up. The brain responds far more powerfully to potential loss than to potential gain.
Immediate reward. Every week you hit your goal you earn PF Points worth real gift card dollars — instantly redeemable.
Social accountability. Your group sees the results. Consistency becomes visible. That visibility reinforces the habit.
Learn How It Works →
Group of people working out together on treadmills
1 PF Point = $1 in gift card value. Redeemable any time. No fees. Amazon, Walmart, Target, Nike, Starbucks & 200+ more.
Real Members

It works because the stakes are real.

★★★★★
✓ 124 PF Points earned in Block 1

"As a former D1 athlete, my motivation to work out dropped significantly after college. PayBack Fitness changed that — not because it motivated me, but because missing a workout actually cost me something. I hit my goal 9 out of 10 weeks and finished with 124 PF Points. The accountability is real. The rewards are real. I haven't been this consistent in years."

Miguel H.
Miguel H.
Member since 2023
1 of 7
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Download the App

Available on iOS & Android.

All workout logging and point tracking happens in the app. Free to download — subscription required to compete.

iOS available in the US only. Android available worldwide.

What’s in the app
Live group leaderboard
Easy workout logging
PF Points wallet & history
Instant gift card redemption
Group creation & invite codes
Weekly & block-level stats
Ready?

Join a group. Hit your goal.
Get paid back.

Your first 10-week challenge is the most important one. It builds the foundation. Start now.

Create Your Account → How It Works