PayBack Fitness runs in 10-week competitions called Blocks. Here’s exactly what happens.
Create an account and subscribe for $5/month or $50/year. Download the free PayBack Fitness app from the App Store (US only) or Google Play (worldwide).
Create Account →Each 10-week Block requires 100 PF Points to enter — your stake. Create a group and invite friends, or join an open group. The creator sets the weekly goal: workout days and minimum duration per session.
100 PF Points = $100 in potential gift card earningsLog workouts in the app each week. The week closes at midnight on Day 7. Hit your goal and earn PF Points. Miss, and your share goes to members who show up.
Total pool = members × 10 PF. Divided equally among those who hit goal. If everyone wins: everyone earns exactly 10 PF. If no one wins: PayBack Fitness credits everyone 10 PF.
1 PF Point = $1 gift card valueAt any time, redeem 20+ PF Points for gift cards from Amazon, Walmart, Target, Nike, Starbucks, Apple, and 200+ brands including 50 charities. No fees. Delivered by email instantly at full face value.
If all members hit goal: everyone earns exactly 10 PF.
If no one hits goal, PayBack Fitness credits everyone 10 PF. We do not profit off of group failure, ensuring our goal is aligned with yours.